This document (together with the documents referred to in it) tells you the Terms of Use on which you may make use of our website https://www.abmrisk.com.au/ (Our Site), whether as a guest or a registered user.  Please read these Terms of Use carefully before you start to use the site.  By using Our Site, you indicate that you accept these Terms of Use and that you agree to abide by them.  If you do not agree to these Terms of Use, please refrain from using Our Site.


Information About Us

www.abmrisk.com.au is a web site operated by ABM Risk Partnership (ABM).  We are registered in Australia (ABN 67 209 907 699).  Our registered office address is Level 8 / 124 Walker Street, North Sydney, Australia, and our email address is info@abmrisk.com.au


Accessing Our Site

When using Our Site, you must comply with these Terms of Use.  Access to Our Site is permitted on a temporary basis, and we reserve the right to withdraw or amend the service we provide on Our Site without notice.  We will not be liable if for any reason Our Site is unavailable at any time or for any period.


From time to time, we may restrict access to some parts of Our Site, or our entire site, to users who have registered with us.


If at any time you choose, or you are provided with, a user identification code, password or any other piece of information as part of our security procedures, you must treat such information as confidential, and you must not disclose it to any third party.  We have the right to disable any user identification code or password, whether chosen by you or allocated by us, at any time, if in our opinion you have failed to comply with any of the provisions of these Terms of Use.


You are responsible for making all arrangements necessary for you to have access to Our Site.  You are also responsible for ensuring that all persons who access Our Site through your internet connection are aware of these terms, and that they comply with them.


Intellectual Property Rights

We are the owner or the licensee of all intellectual property rights in Our Site, and in the material published on it.  Those works are protected by copyright laws and treaties around the world.  All such rights are reserved.


You must not use any part of the materials on Our Site for commercial purposes without obtaining a licence to do so from us or our licensors.  You may not reproduce in any format (including on another website) any part of Our Site (including content, images, designs, look and feel) without our prior written consent.


If you print, reproduce, copy or download any part of Our Site in breach of these Terms of Use, your right to use Our Site will cease immediately and you must, at our option, return or destroy any copies of the materials you have made.


Reliance on Information Posted

Commentary and other materials posted on Our Site are not intended to amount to advice on which reliance should be placed.  We therefore disclaim all liability and responsibility arising from any reliance placed on such materials by any visitor to Our Site, or by anyone who may be informed of any of its contents.


Blog posts, articles and any other information posted on Our Site are provided for information purposes only and do not constitute professional advice.  Professional advice, from ABM Risk Partnership or others, should be obtained before taking or refraining from taking any action as a result of the contents of any blog post, article or information on Our Site. This advice should originate from a contracted and scoped consulting engagement.


Changes to Our Site

We aim to update Our Site regularly and may change the content at any time.  If the need arises, we may suspend access to Our Site or close it indefinitely.  Any of the material on Our Site may be out of date at any given time, and we are under no obligation to update such material.


Our Liability

The material displayed on Our Site is provided without any guarantees, conditions, or warranties as to its accuracy.  To the extent permitted by law, we hereby expressly exclude:


a)  All conditions, warranties and other terms which might otherwise be implied by statute, common law or the law of equity


b)  Any liability for any direct, indirect or consequential loss or damage incurred by any user in connection with Our Site or in connection with the use, inability to use, or results of the use of Our Site, any websites linked to it and any materials posted on it (whether by us or a third party), including, without limitation any liability for: loss of income or revenue; loss of business; loss of profits or contracts; loss of anticipated savings; loss of data; loss of goodwill; wasted management or office time; and for any other loss or damage of any kind, however arising and whether caused by tort (including negligence), breach of contract or otherwise, even if foreseeable


This does not affect our liability for death or personal injury arising from our negligence, nor our liability for fraudulent misrepresentation or misrepresentation as to a fundamental matter, nor any other liability which cannot be excluded or limited under applicable law.


Information About You and Your Visits to Our Site

We process information about you in accordance with our Privacy Policy.  By using Our Site, you consent to such processing and you warrant that all data provided by you is accurate.


Uploading material to Our Site

Whenever you make use of a feature that allows you to upload material to Our Site, or to make contact with other users of Our Site, you must comply with the content standards set out in these Terms of Use.  You warrant that any such contribution does comply with those standards, and you indemnify us for any breach of that warranty.


Any material you upload to Our Site will be considered non-confidential and non-proprietary, and we have the right to use, copy, distribute and disclose to third parties any such material for any purpose.  We also have the right to disclose your identity to any third party who is claiming that any material posted or uploaded by you to Our Site constitutes a violation of their intellectual property rights, or of their right to privacy.


We will not be responsible, or liable to any third party, for the content or accuracy of any materials posted by you or any other user of Our Site.


We have the right to remove any material or posting you make on Our Site if, in our opinion, such material does not comply with the content standards set out in these Terms of Use.


Viruses, hacking and other offences

You must not misuse Our Site by knowingly introducing viruses, trojans, worms, logic bombs or other material which is malicious or technologically harmful.  You must not attempt to gain unauthorised access to Our Site, the server on which Our Site is stored or any server, computer or database connected to Our Site.  You must not attack Our Site via a denial-of-service attack or a distributed denial-of service attack.


By breaching this provision, you would commit a criminal offence under the Cybercrime Act 2001.  We will report any such breach to the relevant law enforcement authorities, and we will co-operate with those authorities by disclosing your identity to them.  In the event of such a breach, your right to use Our Site will cease immediately.


We will not be liable for any loss or damage caused by a distributed denial-of-service attack, viruses or other technologically harmful material that may infect your computer equipment, computer programs, data or other proprietary material due to your use of Our Site or to your downloading of any material posted on it, or on any website linked to it.


Linking to Our Site

Any party wishing to link to this website is entitled to do so provided that the conditions below are observed:

  1. you do not seek to imply that we are endorsing the services or products of another party unless this has been agreed with us in writing;

  2. you do not misrepresent your relationship with this website; and

  3. the website from which you link to this website does not contain offensive or otherwise controversial content or, content that infringes any intellectual property rights or other rights of a third party.


By linking to this website in breach of this clause you shall indemnify us for any loss or damage suffered to this website as a result of such linking.


Links from Our Site

Where Our Site contains links to other sites and resources provided by third parties, these links are provided for your information only.  We have no control over the contents of those sites or resources and accept no responsibility for them or for any loss or damage that may arise from your use of them.  If you visit any website via a link on this website, you do so at your own risk.


Jurisdiction and applicable law

The courts of the State of New South Wales will have exclusive jurisdiction over any claim arising from, or related to, a visit to Our Site.


These Terms of Use and any dispute or claim arising out of or in connection with them or their subject matter or formation (including non-contractual disputes or claims) shall be governed by and construed in accordance with the law of New South Wales.



We may revise these Terms of Use at any time by amending this document.  You are expected to check this page from time to time to take notice of any changes we made, as they are binding on you.  Some of the provisions contained in these Terms of Use may also be superseded by provisions or notices published elsewhere on Our Site.